Welcome

I closed my account with a Liberty Mutual and they tried billing me for an extra month. I wouldn't pay so they sent a bill to collections, deliberately damaging my spotless credit. I have a contract proving I owed nothing and they are saying it was for past due. I don't think they should get away with these illegal practices. I have been to Magistrate Court and the Judge sided with Liberty Mutual. My evidence "A legally binding contract", There evidence "They didn't do anything wrong". I have filed an appeal and learning what to do next. Seems to me this is a legal issue as well. They had no intent on using the contract they sent me and it contradicts everything they did. Isn't that fraud? All of the attorney's I have talked to say it isn't, But... What is a contract given but never intended to fallow and a completely different bill to collections? In fact they say they don't know about the contract they sent me. I think that is fraud and should be dealt with.

 Please help with legal fee's

Some one has to stand up for consumer rights.

The Better Business Borough, PA Dept. of Insurance, and a Magistrate Judge sided against the consumer with the contract.

I think there is big problem with the system. What about this companies illegal billing?

When will this kind of con job be punished instead of rewarded?

The amount they want from me isn't much, Just enough so they can get away with it.

But why should we let them?

What gives them the right to attack someones credit, only because the person refused to let them have an extra payment.